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Optionz Limited: Astute Investor’s Club

We are a specialist investment and property management company, with over 7 years of experience in the property market with a national and international clientele looking to expand our horizons further. Whether you’re a first-time investor looking for a small project, or a large, seasoned investor looking for new investment opportunities, our team of experts are ready to work with you. After carefully understanding your goals, preferred time-scale, and current situation, we will provide you with bespoke deals that fulfil your criteria.

We specialise in active asset management, which offers the opportunity to gain an excellent return on investments, by capitalising on possible changes of use, refurbishment and redevelopment. Additionally, we are always open to pursuing Joint Ventures with new investors and we are keen to foster innovation by investing in new start-ups and businesses. So, whether you would like to come on board as an investor, enter into a Joint Venture with us, or receive financial support from us for your business, please do not hesitate to get in touch.

 

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Optionz. Buy to Let investment options, getting you returns on investments

 

Standard ‘Vanilla’ Single Occupancy Buy to Let

This buy and hold strategy is the least innovative, but most proven, way to make long term cashflow and equity by buying common houses with good yields (cashflow) in local areas that the majority of tenants would want to live in and can afford.

They contain the least risk; you can get lending on them the most easily and they are the easiest to manage. With some cash, you can build up a good-sized portfolio in a relatively short space of time, predictably increase cashflow per unit, and protect your money from low interest rates and inflation.

 

  Property Investing Niche

Buy, Refurbish, Remortgage

This allows you to force the appreciation of the property through refurbishment, and ‘cycle’ one deposit ‘pot,’ getting all of your own money, or most of your money (or JV partner’s money) out upon remortgage, making it a NMLI deal (No Money Left In).

Hybrid Refurb & Hold

This is where you purchase a property in an expensive area (lower yield) reasonably below market value using our expertise, refurb to a high specification, and hold out until the value appreciates, enjoying the lucrative, healthy and a positive cashflow (pension style investing).

Large Commercial Office Space

Buying large commercial buildings & renting out office space to business professionals on FRI (full repairing and insuring) lease.

New Construction Build to Rent/Sell (Residential)

The process of buying land and building houses with the intent of reselling or holding for the long term, enjoying the lucrative, healthy and a positive cash flow in the form of rentals.

Hidden Profit in Short Leasehold Flats

Buy the property for cash, extend the lease, thus increase its value, or get indemnity insurance and set up a new management company (if there is a missing freeholder), then remortgage and rent out the unit – fetching infinite return on investment.

 

Houses in multiple occupation investments

 

HMO's (Houses in Multiple Occupation)

Instead of letting the property by the house or flat to one family tenant, you let out individual rooms to increase the income, cashflow and yield. The more rooms you can carve out of the unit, the higher the income.

 

  Property Investing Niches

High-end ‘Boutique’

The most profitable room by room model is the ‘Boutique.’ It is also the model that requires the largest initial outlay of cash. This model provides Boutique, mini hotel room accommodation, for high-end professionals near the town centre or more affluent parts of a town or city.

This model commands the highest room rent, attracts the best tenants, and needs to be furnished accordingly.

Post Grad/Professional

This is one step down in ‘quality’ to the ‘Boutique’ model, but with a slightly larger market.

Blue Collar

This is a larger market than professional/post grad, within which it is not as necessary to be right in the town centre, where prices are often higher. Instead, these can be located close to the main industry of the town or city, for example near a hospital or a large manufacturing plant.

The main benefit is less input cost. Tenants are less fussy about the quality of the accommodation and perhaps an extra room can be squeezed in per house.

Student

This is especially effective in University cities, and usually within one mile of campus. Voids are higher because of holidays, maintenance and management are also higher; but, tenant expectations are lower and there is the added benefit of a greater tolerance of higher numbers. Accordingly, rent can be higher too, most of the students can also pay upfront fees for the whole of their rental term.

LHA/DSS

This is the ‘lowest’ end of the market, needing the lowest amount of capital outlay, but commanding the lowest rent per room, and requiring the highest management in time and costs. Space can be maximised to great effect, and the market is wider than ‘Boutique,’ and ‘Post grad/Professional,’ but they are usually management intensive.

Rent to Rent

This is also known as sub-letting or corporate letting. You rent an ‘HMO-able’ property from a Landlord on a single let basis, and then ‘HMO’ it yourself, renting out multiple rooms with a management agreement. You create all the cash flow of an HMO, yet you don’t buy it. No deposit needed. No big upfront costs, just small refurb costs.

Bed & Breakfast (B&B)

This is where you can rent out rooms on a nightly basis inclusive of breakfast but usually doesn’t offer other meals. Typically, B & B’s involve private and family homes offering accommodations between 4 & 11 rooms.

Serviced Apartments

This is an alternative to staying in hotels, which provides more of a home experience on a nightly basis and a higher yield and return on investment. These are modern day, fully furnished boutique’s and they are becoming very fashionable for owners and guests for short- and long-term stays. The best examples are Airbnb & Booking.com.

 

Buy to sell investments. Getting you returns on investments

3. Buy to Sell

Buying, refurbing and selling residential property is known as trading; those who use this strategy are referred to as ‘traders’ rather than ‘investors.

If you are looking for bigger ‘lumps’ of cash in the short term, larger scale projects, or you want the maximum return on time invested (when exchanging time for money) then flipping might fit your strategy and vision. Its viability depends on market conditions, as it’s easier to flip in a growing market, but professionals can flip property through the entire cycle.

 

  Property Investing Niche

Re-modelling Property

This involves finding a flat with a large living room and then moving the kitchen into the living room, to create open plan living. You can then turn the kitchen into an extra bedroom and sell the property as a 2-bedroom flat.

Assisted Sale

This strategy, as the name suggests involves you (the investor) ‘assisting’ a seller (or representative of a probate sale) to sell their property, by adding value using your money, time, resources and creativity. You are effectively doing a joint venture agreement with the seller and getting paid, by sharing additional profits, for helping them to sell their property, at a higher price than the original valuation.

Cash Purchase, Sell on Via Vendor Financing

This refers to buying properties for cash, then immediately re-selling them to investors who may not be able to conventionally get a mortgage, but have a larger deposit.

Subject to Planning Permission

De-risking larger purchases by exchanging contracts subject to planning permission, to convert commercial units to flats, or by splitting titles in some cases, or converting a house into two or more apartments, to sell on to first time buyers, owner occupiers or investors.

Shoebox aka Studio Flats / ‘Micky Mouse Apartments’

Another strategy is buying a property on one freehold where the units are already carved up (or not), then applying for retrospective planning permission/ certificate of lawful use, splitting the freehold and leasehold, create new titles and long leases and either selling or remortgaging and renting out the property.

Garden Development/Land Banking

Purchasing land doesn’t produce cashflow but it can be improved to add value. You can sub-divide and sell on with profit after planning permission has been agreed. This is also known as increasing the value through intellectual capital.

 

property Lease options with Optionz, getting you returns on investments

Property Lease Options

Rather than buying a property and needing the big deposit, you can take an option to purchase it. You take control of it through an option that excludes all other potential buyers, giving you the right but not the obligation to buy it, but you don’t ‘pay’ for it until you ‘complete,’ which could be many years down the line. A great way to generate significant cashflow with limited funds.

 

Delayed Completions on properties

Delayed Completions (EDC’s) / Instalment Contracts

A variation on an option where you exchange on a property, thereby negating the risk of lost refurb costs. Once you exchange, you basically own it, but you can then ‘delay’ completion, or own in ‘instalments’ over a period of time, often many years.

 

commercial to residential investments with Optionz, Getting returns on investments

Commercial to Residential Conversions

With new relaxed planning laws, a specific niche opportunity has opened up. Commercial (B1) property (offices) are now much easier to convert into residential (C3) flats. Previously planning applications, section 106 contributions (taxes), affordable housing and other restrictions, meant only seasoned developers could make any margin out of this niche.

Profits are attainable in the ‘change of use,’ either holding the flats for rental income or selling/flipping them on, for a more immediate profit.

 

Joint venture investments with Optionz

Joint Ventures/JV Syndication

Any property buying strategy becomes no money down when a JV partner fronts all the costs. A big advantage of working with a JV partner is that you can still own properties by using more traditional purchasing methods with your partner’s money, and you have a partner who gives other benefits such as knowledge, experience and contacts that you wouldn’t have working alone. The ownership is shared with a deed of trust protecting both parties’ interest.

 

  Property Investing Niches

Crowdfunding/Peer to Peer Lending

This is an alternative way of raising finance by asking a large number of people each for a small amount of money.

Private Loans

These are loans not funded by the banks or larger institutions, but instead from private individuals where favorable rates and terms can be negotiated.

Bridging Loans

These are short term funding options used to purchase a property quickly, or where it cannot be purchased through traditional finance and where the rates can be rolled up or paid monthly.

Seller Financing

This enables you to buy a property without the hassle and costs of going through a bank or another lending institution. It is an excellent way to buy bigger buildings, so the owner can receive income and interest without the hassle of dealing with tenants.

 

Deal Packaging Investments

 

Deal Packaging

A packaged deal is a deal you sell for a fee, for someone else to buy. This is also known as ‘wholesaling’ or ‘property facing’ where you sell the lead using assignable contracts, sub-sales and option agreements. Client facing is where the clients pay you more to manage the process (purchasing, legal terms, refurb) and assist them in building up their portfolios.

 

Property Investing Niches

Turn-key Investing

This is where you buy, refurbish and sell properties to overseas investors seeking a safe place to park their money. You will handle the management, making the investment truly passive for the purchasing investor. The upside is that you can charge higher fees.

 

 

 

 

Contact Us For Maximising Your Return on Investments

If you would like any assistance on how we can help you move forward with any of these strategies, or would simply like more information on how we can help you get closer to your property goals, then feel free to get in touch, we would love to help.

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Investing in Start-Ups, Innovation and Businesses

If you are currently seeking investment, get in touch with us. We are always looking for new opportunities to further our investment portfolios and foster innovation.

We are open to different arrangements, including:

  • Investing for a fixed term @ an agreed % of returns with a collateral.
  • Investing for equity in the business.

Optionz Limited have successfully sourced and ventured investing in this arena of partnering, funding, supporting, guiding, managing projects with Start-Ups and New Businesses. We have worked on and completed several successful ventures and thus, we have immense confidence over acquiring and procuring great opportunities for our valued and elite investors, fetching great returns on the invested funds.


 

Investing in Startup's, innovation and Businesses with Optionz

 

 

 

 

Reach Out To Us With Business Proposals

Please reach out to Optionz Limited with any proposals, or to hear more about any of our astute investment opportunities.

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